Aimbest Insurance & Financial  Services

Since 1983, we have beeing striving for achieving excellence to assist our customers and friends towards making balanced choices in their insurance and financial planning whether for their own family or their businesses.

We don't have quotas. We work with  provider companies that have a solid background and excellent credentials that we respect enough to offer them to communities.

 

 

Retirement Plans and Annuities  

We can assist you to make the best use of your retirement funds whether you need to leave a legacy or you are working to create a steady stream of income in your future. Or both.

 

In addition to steps which you already have taken, here are some links which may give you some additional insight:

 

 
 
 

Legal Access Plan and Identity Theft Protection Plans

These are time tested foundation products and services to protect your family and /or business which offers empowerment and peace of mind. Click here for more information as to how this unknown giant is making difference for family and busienss consumer, since 1972, without ever raising premiums on anyone regardless of usage of services.

 

 

 

Family, Life and Health Insurance

Call us for a consultation to meet your needs and goals or fill out the form below and we will contact you.  If you are looking for a short Term Health Insurance coverage until market opens up,  Click Here to get Health Insurance quotes

 

Property:          Home, Auto & Commercial 

We work with time tested companies that we trust.

 

Please call us or fill out the contact form below and we will help you find the best options for your needs.    Or, click here  and compare your current Home and Auto Insurance Coverage and rates

 

Aimbest Business Solutions    

We have partnered up with Industry leaders to assist on following services:

EMPLOYEE BENEFITS:

Aimbest works with employers with one staff member or 1000 to find the best options for healthcare, dental, disability and other employee benefits. We find creative options that will maximize your benefits while meeting the needs of your valued employees and your budget. We also  have a variety of voluntary benefits that you can offer your employees to meet their individual needs.

BUSINESS CONTINUATION:

Keeping your business partnerships working can mean the success or failure of a business. Do you have a plan in place to continue after the loss of a critical partner or a key employee? What steps have you taken to insure that your business runs uninterupted? We can offer you options and ideas so that you will have the best opportunity to keep going strong through the next generation. 

 

FACTA Compliance Assistance

The Fair and Accurate Credit Reporting Act(FACTA) was signed into Law by, the then, President Bush on Dec 4th 2003.

 

Businesses must comply by having certain procedures and plans in place. This law applies to any business regardless of the size that collects personal information or cons​umer reports about customers, vendors, and employees to make decisions with their business (including names, credit card numbers, birthdates, home addresses and more). Covered entities include:

. Employers - including individuals

. Insurers

. Lenders

. Morgage brokers

. Landlords

. Automobile dealers

. Attorneys

. Debt collectors

. Private Investigators

. Tax Preparers

. Financial Advisors and Credit Counseling Services

. Investment or financial advisory services

. Individual financial management & tax planning services

Employee Orientation and Training

Since passing of FACTA in 2003,the law regarding identity theft has changed dramatically.

 

Many believe these changes will continue and expand. Undoubtedly, security risks will remain because of the huge volume of personal information is collected, disclosed, and used on a daily basis in the United States.  One critical step that a  business can take right now is to include an awareness of the increasing legal obligation arising from identity theft risks, and etablishing reasonable security practices to protect the personal information in their possession.  This can be achieved in part by having a third party (outside source) orientation and training for every employee.

 

Here are some of the crucial steps suggested by Society of Human Resource Management to avoid 5 kinds of liabilities which may result State and Federal penalities:-

 

> Develop a written data protection plan.

> Appoint a Security Manager

>Provide Training for employees.

>Investigate data security practices

>Consider offering identity theft protection as an employee benefit.

 

This next link gives you an idea as to how IDShield works: Click here
 

 

Most missed and misunderstood coverage even by seasoned advisors

 

Life is filled with unforeseeable events and most advisors have successfully addressed those by using several traditional Insurance products and services, including GAP or supplimental plans. However, two areas have not been given due attention by both consumer as well as advisors. Those are:

(1)Identity Theft plan which covers not just alerts on financial and credit card fraud, but should also cover childrens information', drivers license, criminal & character, social security, and Medical Identity theft, and

(2) Legal Access Plans which not only covers day to day trivial situations, but also covers nationwide protection from  tragic 24/7 situations.

 

Suggestion:

 

We suggest that family and business consumers to educate themselves by using free tools developed by the Federal Trade Commission and are placed at their website: www.ftc.gov/identitytheft as well as researching on YouTube under "Children Identity Theft", "Medical Identity Theft" and other types stated above and share information with family, including children to be better information, educated on these modern perils,  be vigilant and proactive.

 

For your convinience, here is copy of the interview of a forensic expert, who has suggestions for american consumer as to what should be included in a robust ID Theft protection plan: Click here

 

Please make a note that at the end of interview, he volunteers his personal information as to why he has chosen both LegalShield & Kroll Inc to protect his own family.  Click here to see as to how it works for you and your family.

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